Analyze and optimize existing products and services; review, evaluate, recommend and implement new consumer financial products. Provide operational oversight and decision making on product issues.

Assemble a global, walk-in payment network to support cash-payments for eCommerce

Recruited to analyze, evaluate, recommend and launch a low-principal, money-transfer product duplicating the consumers’ phone-card purchase experience.

Lead the global product and business development and manage the sales team for a white-label money-transfer service sold to banks and financial / retail service providers

P&L responsibility for product management and business development for the International Payment Services Division; lead a multi-cultural sales team ; seek out and recommend potential acquisition targets.

Analyze, assess and recommend a strategy to re-focus and reposition selling the company’s payment products and e-commerce solutions to large financial institutions

Reported to the vice-chairman; hired to develop country-specific business models targeted for potential clients across western Europe; established and managed an internal group that provided bill-payment and EFT consulting to potential international clients and business partners.

Hired to analyze and evaluate potential new uses for Mastercard's proprietary authorization and settlement network; designed, developed, launched and managed the first US all-electronic bill-payment network (RPPS), for consumer initiated payments, linking bill-payment providers to billers and lockbox processors; grew the participants from a pilot of 5 to over 100. RPPS continues to be the premier US network and has grown to generate millions in annual transaction fee revenues.